My former neighbour used to say that, usually to playfully tease me or someone else whom he saw as making a quick buck. But it does often seem to play that way. I used to have “spare money”, or so I thought. Various things have chipped into that situation such that I feel that statement is far less true now. In some ways it is good, making me turn off every light that isn’t necessary, and wearing an extra jumper rather than cranking up the heating. But I’d rather have more, obviously. One factor in my deteriorating financial situation is

It is my fault – who else’s could it be ? Today I went overdrawn. A problem always, but particularly when you don’t have an overdraft facility. So off to the bank I popped to ask nicely if one of the three members of staff (or so it seemed) could help a fella out. To be fair to them, they sorted me out within half an hour and I’m covered until I can sort my shit out at the beginning of next week. This situation was created in several stages. One was long ago when I transferred to Santander and

Today I have spent money. It won’t come back to bite me for a few weeks but I can debate it now. First was at the vets. I’m not going to be silly with spending on my dog, but within reason, he gets whatever he needs. So he had a blood test today because the vet wants one very six months to check the pills aren’t hurting him. He also got refills of one part of his medicine. I am happy to pay…but no more than I feel is necessary. The blood test costs money, I get that. It has